A:Miss Lin,I'd like to recommend a new bank card to you.I think you will like it.
B:really? What's that?
A:Peony Moneylink Card.
B:What is a Moneylink Card?
A:Oh.Is is a versatile1 card that links a lot of businesses.
B:Versatile? What does it mean?
A:You may either make deposits and withdrawals3 at any savings4 office or make transfers and inquiries5 at any ATM with the card.
B:Anything else?
A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll6 agency service and agency payment for power and gas,etc.
B:Oh.That's what I want.
A:But,it is only a debit7 card without the function of credit consumption.
B:It doesn't matter.
A:林小姐，我向你推荐一种新卡。我想你肯定喜欢。
B:是不是真的？那是什么卡？
A:牡丹灵通卡？
B:什么是灵通卡？
A:喔。它是一种多作用与功效卡。
B:多作用与功效？这的意思是呢？
A:你可以在任何储蓄所存、取款，在任何一台柜员机上转账、查看。
B:还有其它作用与功效吗？
A:有了这张卡，你还可以享受在所有POS机特约商户消费，代发薪资，代交电费、水费等等。
B:噢。这正是我想要的。
A:但它只不过一种借记卡,没信用消费的功能。
B:没关系。
8
A:Good morning.I want to have a Peony Card of your bank,but I don't know what kind of card is convenient for me.
B:Well.We have a big Peony card family,including Peony Credit Card,PeonyMoneylink Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
A:Oh.What a big family!
B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving withdrawal2 and credit consuming,etc.
A:What is a Peony Smart Card?
B:A Peony Smart Card can only be used online.
A:How about a Peony International Card?
B:A Peony International Card is issued by the ICBC to those enterprises or inpiduals who have foreign currency deposit.
A:Can it be settled on RMB?
B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
A:Ah. A Peony International Card is all right for me.
B:Thank you for choosing the ICBC.
A:早上好。我想在贵行办一张牡丹卡，但我不了解哪一种卡便捷。
B:嗯。我行的牡丹卡是一个大伙族，包含牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
A:哦。真是一个大伙族。
B:牡丹信用卡是以人民币结算的银行卡。它具备转账结算、存取现金和信用消费等功能。
A:牡丹智能卡有哪些功能呢？
B:牡丹智能卡只能在网银用。
A:牡丹国际卡又怎么样呢？
B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
A:它可以用人民币结算吗？
B:当然可以。它既能够用人民币，也可以用USD结算，而且在国内、海外都可以用。
A:啊，牡丹国际卡对我正适合。
B:谢谢你选择工行。
