英语口语：银行里常见的十个英语表达

1.Cashier银行柜台员工In 1. the cashier is the person who serves you in a bank. They are usually behind a glass screen for security. In the US they are called 'tellers'.2.Current account活期存款账户A bank account is the record of how much money that you keep in the bank. There are many different kinds of account. 'Current account' means that you can take the money quickly whenever you want.3.High interest account高利息的存款账户（多指长期的按期存款）In 3. a 'high interest account' is another record of money that you keep in the bank for a long time. Every month the bank pays you a little money for keeping a lot of money in the account.4.Balance余额The balance in 4 is how much money you have at one time in one account. You can ask 'I'd like to know the balance of my current account'.5.Cheque book支票薄You use a cheque book to take out money. You write how much money you want on a slip of paper with your signature, give it to the cashier, and she / he gives you the money.6.Debit card / Cash card借记卡/现金卡A cash/debit card is another way to take out money. You put it in a machine, type some numbers and it gives you money.7.Hole-in-the-wall / Cashpoint自动取款机A hole-in-the-wall is the machine that you can take money from with a cash card. In the US, they are called A.T.Ms.8.Overdraft / Overdrawn透支You have an overdraft when you take out more money than you have in your account. You have minus money .9.In the red / In the black亏损赤字/盈利If you have an overdraft you are overdrawn and we say that your account is 'in the red' . In the black is the opposite.10.Standing order自动转账的委托，按期支付的账单A standing order is some money that the bank automatically pays to somebody from your account every month. In the UK, we often pay for gas / electricity / telephone like this.